Plain talk on capital, brand & AI.
Straight, useful writing for founder-led businesses. What the tax code leaves on the table, what a Fortune 500 brand actually does differently, and where applied AI earns its keep. No jargon, no filler.
New York's workers' comp rate cut: what it means for your premium.
New York approved a 22% cut in workers' comp loss costs, effective October 1, 2026. Why a lower statewide rate doesn't automatically mean a lower bill, and what to check before your policy renews.
Capital RecoveryMedical underpayment audits: paid, processed, and still wrong.
Medical and dental practices are routinely paid less than their contracted rate on claims that process without ever being denied. How an underpayment audit finds the gap and recovers it, without touching patient care or your payer contracts.
Capital RecoveryClass action settlements: the money you never filed for.
Businesses are eligible claimants in more commercial class action settlements than most owners realize, and most never file. Not a lawsuit, just an unclaimed share of a case that already settled.
Capital RecoveryBusiness retirement plans: the plan you set up once and never checked again.
Most small businesses either have no retirement plan or have not touched theirs in years. State mandates, federal startup tax credits, and plan-fee benchmarking, all worth a second look.
Capital RecoveryZero-cost employee benefits: funded by Section 125, not by magic.
Not a gimmick and not free money either. How payroll tax savings inside a Section 125 plan can fund additional employee benefits at no new net cost, and what to check before you believe the pitch.
Capital RecoveryWorkers' comp premium audits: built on one bad number.
Workers' comp premiums run on job classification codes and an experience modification factor that are rarely rechecked. How an audit finds the errors and lowers the premium, without changing your coverage.
Capital RecoveryProperty tax reduction: the assessment, and what it missed.
Commercial property is routinely overassessed relative to its real market value. How a property tax reduction review finds the gap and files the appeal before the window closes.
Capital RecoveryCredit card merchant fee audits: the fees you didn't know you were paying.
Most businesses that accept card payments are overpaying on processing fees without knowing it. How a merchant statement audit finds the hidden markups and junk fees, and recovers the difference, usually without switching processors.
Capital Recovery · Federal LawThe One Big Beautiful Bill Act: three provisions that changed the math.
Public Law 119-21 restored 100% bonus depreciation, restored immediate R&D expensing, and created a new tip-income deduction for service employers. What changed, who benefits, and how far back you can claim it.
Applied AIApplied AI for small teams: one narrow use case, wired in end to end.
Most small businesses buy an AI tool and get little back. The ones that win pick one narrow, repeatable job, wire AI into it end to end, and measure the result. Where applied AI pays for itself, and where it does not.
Brand AuditWhat a Fortune 500 brand audit checks: all 12 dimensions.
A Fortune 500-grade audit grades your brand across all 12 dimensions, from positioning and website to AI search visibility and legal exposure. What each one measures, and why it is a diagnosis, not a redesign.
Capital RecoveryR&D tax credits: the work you already did, credited.
The R&D tax credit is a dollar-for-dollar reduction of your tax bill for work you may already be doing. What qualifies, who can claim it (even pre-profit startups), and why a 2025 federal law improved the math.
Capital RecoveryHow to recover overpaid tariffs and import duties.
Section 301, reciprocal tariffs, a moving trade landscape: importers are paying more than ever. How much is recoverable through duty drawback, reclassification, and missed exclusions, often several years back.
Capital RecoveryCost segregation: what it is, and how it works.
A building is not one thing depreciating at one rate. Here is how cost segregation front-loads your deductions, who it fits, and the trade-offs to weigh with your CPA, in plain English.
New Field Notes publish regularly. Check back for the next one.